Steps In Filing A Bankruptcy

Bankruptcy is an effective, efficient and respectful form of debt relief. It offers you protection from creditor harassment, stops creditor collection actions and saves assets. When it is complete, you are provided with a fresh financial start and your credit begins to improve.

It is important to work with an experienced bankruptcy lawyer before filing for bankruptcy and over the course of the process. At Sigmon & Henderson, PLLC., we make a full analysis of your unique financial situation and help you make informed decisions about the appropriate bankruptcy filing to lay the best possible foundation for your future.

Our attorneys are well-versed in federal and state laws that affect you during and after bankruptcy, and our law firm has been assisting families and individuals just like you throughout North Carolina for nearly 30 years.

Contact Sigmon & Henderson, PLLC., to schedule a free initial consultation. Call 704-269-6374 today to discover how our services can best help you.

Bankruptcy Process Guidance From Dedicated Gastonia Attorneys

Filing your bankruptcy petition properly will provide you with the debt relief, asset protection and income preservation you need. Filing improperly without the help of a bankruptcy attorney could expose you to further credit risks, loss of assets that could have been protected and unfavorable agreements with creditors and/or lenders.

We provide dependable, affordable and straightforward guidance through the steps in filing a Chapter 7 or Chapter 13 bankruptcy, which include:

  • Full analysis of your full financial picture
  • Gathering all financial and legal documents to thoroughly evaluate your liabilities and ability to qualify for bankruptcy protection
  • Preparation of your bankruptcy petition to meet the requirements of the Bankruptcy Court and the bankruptcy trustee
  • Drafting a repayment plan if filing under Chapter 13
  • Filing your bankruptcy petition
  • Enforcing the automatic stay of bankruptcy
  • Attending a meeting of creditors on your behalf
  • Eliminating unsecured debts
  • Creating an affordable three- to five-year repayment plan if filing under Chapter 13
  • Budgeting for your fresh financial start

In most cases, our clients do not need to make any court appearances.

Please review our FAQ page and complete a first consultation form .

Contact Sigmon & Henderson, PLLC.

We provide you with a customized plan and personalized service. Call us at 704-269-6374 or email us to schedule a free initial consultation with an experienced attorney.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.