Gastonia Consumer Bankruptcy Attorneys

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The state of the economy does not just affect businesses, investors and trade. Individual consumers and working class families are hit hard too. Your family finances are very similar to the structure of a small business. Each month, you work to balance your budget, paying bills, "investing" in your home, car, children and future, and working to keep and grow what you own.

When the main revenue stream of a business dries up and financial hardship strikes, it might get lucky and find another revenue stream soon thereafter, but that is unlikely. Mounting bills, overwhelming debt and harassment from creditors push an unprofitable business deeper and deeper into financial turmoil. The same thing happens to many individuals and families regardless of the state of the economy.

When you can only afford minimum payments, creditors are threatening to seize your possessions or even if you are just a couple months behind on mortgage payments, it is time to consult with an experienced lawyer about bankruptcy and other debt relief options.

Debt Relief Solutions And Guidance

At Sigmon & Henderson, PLLC., in Gastonia, our attorneys are committed to providing honest and straightforward consumer bankruptcy services. We have been helping people in North Carolina make informed decisions about managing their debt and regaining control of their finances since 1979. Attorney Wayne Sigmon is certified by the North Carolina State Bar Board of Legal Specialization as a Specialist in Bankruptcy Law.

Our law firm provides straightforward counsel and personalized service. During a free initial consultation with one of our knowledgeable attorneys, you will gain a comprehensive understanding of your rights and options to pursue immediate and sound solutions to your debt problems.

Please review our FAQ page and complete a first consultation form .

Sometimes the best debt relief solution is bankruptcy. It is not something to be embarrassed about. The right to file bankruptcy is a federal right. It even has roots in scripture, and it benefits people throughout the country.

Benefits Of Bankruptcy

Bankruptcy can help you move forward and start fresh. Whether divorce, job loss, medical bills, credit card debt, the housing crisis or other factor has put you in too deep a hole to dig yourself out of, we can help in several areas. A properly filed bankruptcy has many immediate benefits, including:

  • An automatic stay, stopping creditor and lender collection actions, foreclosure, repossession
  • Stops creditor communications and harassment
  • Stops wage garnishment, liens, levies and lawsuits
  • Eliminates unsecured debt, providing relief from credit card debt, medical debt, personal loan debt and some tax debt
  • Frees up income to make payments on secured debt

Contact Sigmon & Henderson, PLLC. | North Carolina Bankruptcy Lawyers

Our law firm handles all legal aspects of bankruptcy filings for our clients. You can rely on our Gastonia-based consumer bankruptcy lawyers for attentive care, responsive service and help planning for your fresh financial start following bankruptcy.

Call us at 704-269-6374 or email us to schedule a free initial consultation today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


The North Carolina Bar Association asked Derick Henderson to author summaries of key bankruptcy court opinions in the Western District of North Carolina for the "Disclosure Statement" fall 2014 newsletter. He was also happy to accept their invitation to present the case law updates as a panelist at the 37th Annual Bankruptcy Institute conference.