Protections From Creditor Harassment

We stop creditor harassment and abuse effectively and aggressively. The Bankruptcy Court provides protection from creditors, and our law firm takes over all communications with your creditors once you become our client. We ensure a professionally prepared and customized bankruptcy filing that grants you full protection from creditors, and we enforce your state and federal protections.

At Sigmon & Henderson, PLLC., you are not just a number. Your case is important, and we will take finding your best solution in debt relief seriously. You will receive personalized attention and representation from our experienced and hardworking bankruptcy attorneys.

We can also help you determine if creditors have violated North Carolina state or federal consumer rights laws. We can enforce your rights and take action against abusive creditors.

Contact Sigmon & Henderson, PLLC, to schedule a free initial consultation with one of our Gastonia attorneys. Call us today at 704-269-6374.

Enforcing Consumer Rights

We can help you gain real protection from creditors, stop harassing phone calls, stop threatening mailings and stop legal actions against you. We are knowledgeable and experienced in exercising legal diligence and assertiveness to enforce your consumer rights under such laws as:

  • The federal Fair Debt Collection Practices Act (FDCPA)
  • The North Carolina Fair Debt Collection Practices Act
  • The Telecommunications Act
  • The Fair Credit Reporting Act (FCRA)
  • The Real Estate Settlement Procedures Act (RESPA)

Violations of these laws are not acceptable, and we can seek compensation on your behalf from creditors who commit the following violations and others:

  • Harassing and threatening you
  • Making false statements
  • Sending false legal documents
  • Giving false credit information about you to any other person or entity
  • Attempting to collect unlawful interest, fees or other charges in addition to the amount you owe
  • Threatening to take your property unless permitted to do so legally

North Carolina Bankruptcy Lawyers Stopping Debt Collection

When you file for bankruptcy, creditor harassment, threats, phone calls, mailings, repossessions, wage garnishments, levies, judgments against you and lawsuits stop immediately with the enforcement of the automatic stay of bankruptcy.