What If I Ignore My Creditors?

Do not ignore your creditors. The longer you ignore your creditors, the more financial hardship you are likely to face.

Creditors might take legal action if you continue to ignore them and do not negotiate a plan to become current on payments. If creditors violate consumer rights laws, however, our law firm can take legal action against them on your behalf.

At Sigmon & Henderson, PLLC., we provide North Carolina individuals and families with the greatest possible protections from creditors with use of the United States Bankruptcy Code. We have more than 30 years of experience protecting people in bankruptcy and helping them achieve a fresh financial start while keeping their property and assets.

Contact Sigmon & Henderson, PLLC, to schedule a free initial consultation with one of our Gastonia attorneys. We are committed to helping you end creditor harassment through the most effective and efficient way possible. Call us today at 704-269-6374.

Gastonia Attorneys Stopping Harassing Phone Calls

We provide our bankruptcy clients with debt collection defense, and we take over all communications with creditors. Your bankruptcy filing will be handled professionally at Sigmon & Henderson, PLLC, and you will have access to your attorney throughout the process. Phone calls, mailings and all other forms of communication will stop. We will ensure that creditors do not violate your rights, which are covered by state and federal laws, including:

  • The federal Fair Debt Collection Practices Act (FDCPA)
  • The North Carolina Fair Debt Collection Practices Act
  • The Telecommunications Act of 1996
  • The Fair Credit Reporting Act (FCRA)
  • The Real Estate Settlement Procedures Act (RESPA)

If you have been contacted by any debt collector, it is important that you consult with us right away.